Everyone travelling into the Schengen area on an A (airport transit visa), or C (short stay - up to 90 days) visa must have a valid travel medical insurance (TMI) for the whole duration of the stay and during the validity of the visa. This to cover any expenses which might arse in connection with repatriation for medical reason, urgen medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Schengen states (cf. article 15 in the Visa Code of 13 July 2009)
The Royal Norwegian Embassy accepts Travel Medical Insurances who meet the following requirements:
- The TMI must be valid in all Schengen countries as well as in Liechtenstein and for the whole duration of the stay and the validity period of the visa. It must cover a minimum of Euro 30.000 for medical expenses and repatriation of the insured person(s).
- The TMI should be purchased in the applicant’s home country/country of residence.
- The applicant is advised to ensure that the fee will be refunded in case the visa application is refused by the Embassy, partly refused (applicant granted less than applied for), or in the case the decision is delayed.
- The TMI + one copy must be submitted together with the application for a visa. Copies or documents verifying the ordering of a medical insurance are not accepted. TMI bought through a credit card company, for example when buying a ticket, is not accepted.
- In the case of a Multiple Schengen Visa: Applicants who are granted a multiple visa need only present insurance for the first trip and sign a statement that they must be in possession of TMI for subsequent entries and may be refused entry at the border in case they do not have a valid TMI.
- If the applicant is covered by the medical-/company-/family insurance of the referee/inviting party; it is the sole responsibility of the applicant to prove that the insurance covers the requirements of the Schengen regulations.
- Spouses, children or parents of an EEA-citizen are exempted from TMI (the two latter being economically dependent on an EEA-citizen - this needs to be documented).